Getting a loan these days from a conventional lender can be tough. Because traditional lenders have become so concerned about people defaulting on loans they have tightened their standards. This makes it incredibly hard to get a loan with bad credit. Thankfully, there is an alternative solution. Lubbock Title Lenders can set you up with a loan in no time. They have a system, which is convenient, flexible and much easier to qualify for than bank loans. Credit is never a consideration, which makes it much faster to approve loans. We offer our customers short-term loans, which are secured using your vehicle. Because loans are secured, we can also get much better interest rates, which keep payments low and reasonable. We're also proud of the fact that we can process and payout loans in a day or a few hours. If you're looking for professional services, great rates and fast cash, you might like to know a little bit more about title loans Lubbock.
Lubbock Title Lenders has drawn up a very simple online application, which takes about two minutes to complete. We only require the following information:
At Lubbock Title Lender, we respect your time and have kept the entire loan process to a minimum. We can appreciate how busy everyone is these days, and you'll complete your loan process and receive your loan funds in record time.
You are free to apply for title loans Lubbock over the phone, but applying online using our application is more convenient and faster. All information you provide during the loan process is kept confidential, and there is no charge to apply for loans.
To save energy and time, applicants receive an immediate upfront loan quote. Rest assured, you won't be waiting around for weeks to learn if you qualify and for how much.
Loan quotes are determined from the information you input into your application. We take your vehicle info and look up the auto in Kelly Blue Book to come up with the current market value of the car. Next, we consider the care of the car, mileage, age and the overall condition.
We apply a percentage to the vehicle value and match it with your ability to make payments. For everyone involved in the loan process, it's important to have an affordable payment and still be able to cover your other monthly expenses.
Shortly after receiving your application, you'll receive a call from a loan representative. He or she will explain our loan process from start to finish. You'll discuss your income, budgeting concerns and any specific needs you may have for your loan terms. You may be shown a selection of loan repayment plans, or you could have a repayment plan designed specifically for you.
All approved borrowers must read and sign a contract drawn up according to state regulations. Signing a contract makes an agreement binding on both parties. Be sure to speak with your loan expert if you have any questions or concerns before signing a contract. Your contract will include important loan terms such as:
You'll need to turn over the car title to complete the agreement, and you are free to pick up your loan funds.
If you need cash, for any reason, Lubbock Title Lenders can help you to get an affordable payment plan for title loans Lubbock.